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University Federal Credit Union
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Alert:

All UFCU locations will be closed Mon, Feb 18, 2019 for Presidents' Day. Read more

Feeling Connected

“I appreciate the fact that UFCU is local, and when I go in, I feel like I’m part of something.”

Member Tim P Member Since 2014 Services Checking, Credit Card, Motorcycle LoanRepresentative Ronald M & Russell S

Education, Connection, and Community

“Perhaps like UFCU, I have been successful at helping other people thrive. We help people find education, jobs, scholarships, opportunities.”

Name Nora C Member Since 1968 Services Free Checking, Savings, Auto Loan, Credit Card

Playing and Winning in His Community

“UFCU helped me with my first credit card, first loan, first car, first home, and my first business. They’ve stood by me since I was a nervous kid entering college and they’re still standing by me today.”

Member Jonathan G Member Since 1998 Services Free Checking, Mortgage Services, Credit Card

Doing What Makes Sense for Life

“UFCU was so helpful with our auto loan. With a brand new baby, our new car has been a lifesaver. And UFCU has been wonderful. Easy and wonderful.”

Member Cassandra P Member Since 2017 Services Free Checking, Auto Loan, Vehicle Insurance

UFCU Cares

“I’ve been an employee since 2013 and a Member since I was in the third grade! I will be a Member for life.”

Employee Timothy D Employee Since 2013 Title Product/Channel Analyst

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  • Our most popular accounts

    Free Checking

    When We Say Free, We Really Mean It

    $25 to open
    $0 monthly fee

    Open Account

    Learn More
    Most Popular Checking

    Plus Checking

    More Returns for Higher Balances

    $2,500 to open
    $10 fee if combined month-end balances fall below $2,500

    Open Account

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    Regular Savings Account

    We Make Saving a Cinch

    $5 to open
    $0 monthly fee

    Open Account

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    Most Popular Savings

  • Buy a Car
  • Flexible Terms & Unmatched Service

    Educate yourself with Wheels 101

    Our goal is to help you buy wisely and save money. UFCU's Wheels 101 Buyer's Guide (PDF) will help you learn more about the car buying and financing process.

    Find a rate that matches your budget

    We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

    Apply Now

    Dan shows off his new car

    "I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

  • Buy a Home
  • Make Your Move with Us!

    Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

    Renters

    Your mortgage payment could be the same or lower than your rent.

    First Time Home Buyers

    We have special programs just for you.

    Current Homeowners

    We can help with your plans for a bigger home.

     
    Learn more

    Photo: Keith G stands in front of his UFCU financed home.

    University Federal Credit Union
    Equal Housing Lender
    8303 N MoPac Expy
    Austin, TX 78759
    NMLS #441215

    Austin Business Journal No 1 Mortgage Lender
  • Protect Your Wealth
  • Complete coverage. Unbiased service.

    Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

    What do you need to insure?

    • Auto, boat, motorcycle, or RV
    • Home (owned or rented) or investment property
    • Wedding or travel to Mexico
    • Owner-occupied real estate
    • Commercial Auto
    • Commercial Property
    • Worker’s Compensation
    • General Liability
    • Antique Auto

    Learn More

    Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!


    Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

    Get a Free Quote
  • Invest Your Money
  • Plan Your Retirement

    At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

    • 401(k) Rollovers^
    • Traditional and Roth IRAs
    • Long Term Care
    • Mutual Funds
    • Annuities
    • Term Life Insurance
     
    Learn more

    *Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

    ^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

Our most popular accounts

Free Checking

When We Say Free, We Really Mean It

$25 to open
$0 monthly fee

Open Account

Learn More
Most Popular Checking

Plus Checking

More Returns for Higher Balances

$2,500 to open
$10 fee if combined month-end balances fall below $2,500

Open Account

Learn More

Regular Savings Account

We Make Saving a Cinch

$5 to open
$0 monthly fee

Open Account

Learn More
Most Popular Savings

Flexible Terms & Unmatched Service

Educate yourself with Wheels 101

Our goal is to help you buy wisely and save money. UFCU's Wheels 101 Buyer's Guide (PDF) will help you learn more about the car buying and financing process.

Find a rate that matches your budget

We are dedicated to helping you save money on your auto loan. UFCU offers the same low rates on new and pre-owned vehicles and up to 100% loan financing with flexible terms.

Apply Now

Dan shows off his new car

"I absolutely LOVE my new ride and it would not have been possible without the help of such a fantastic credit union." - Dan

Make Your Move with Us!

Currently renting, looking for your first home or thinking about a larger home? A UFCU mortgage loan is the answer.

Renters

Your mortgage payment could be the same or lower than your rent.

First Time Home Buyers

We have special programs just for you.

Current Homeowners

We can help with your plans for a bigger home.

 
Learn more

Photo: Keith G stands in front of his UFCU financed home.

University Federal Credit Union
Equal Housing Lender
8303 N MoPac Expy
Austin, TX 78759
NMLS #441215

Austin Business Journal No 1 Mortgage Lender

Complete coverage. Unbiased service.

Need to protect your vehicle or your property? Looking for life or disability insurance? Through UFCU Insurance Services, independent agents can provide impartial, unparalleled service to help you find the policy and the provider that's best for you.

What do you need to insure?

  • Auto, boat, motorcycle, or RV
  • Home (owned or rented) or investment property
  • Wedding or travel to Mexico
  • Owner-occupied real estate
  • Commercial Auto
  • Commercial Property
  • Worker’s Compensation
  • General Liability
  • Antique Auto

Learn More

Do you have a special request? Email or call us at (512) 421-8100(512) 421-8100 today!


Photo: Elizabeth P tells us about the savings she achieved on car insurance thanks to UFCU.

Get a Free Quote

Plan Your Retirement

At UFCU the investment advisors, available through our broker/dealer CUSO Financial Services, L.P.*, can discuss your different options and point out potential risks and opportunities.

  • 401(k) Rollovers^
  • Traditional and Roth IRAs
  • Long Term Care
  • Mutual Funds
  • Annuities
  • Term Life Insurance
 
Learn more

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.

^Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.

Credit Card Updates Coming Soon

Beginning February 22, 2019, we will be updating our credit card programs based on your feedback.

Please visit the Credit Card Update Center for complete details and a Member Checklist of steps you can take for a successful transition.

Credit Card Update Center
Member Checklist

Home Loans as Unique as You

We offer innovative loan solutions that are as diverse as our Members: First-time buyers, veterans, teachers, first responders, medical professionals, and more: We’re focused on finding the best mortgage for you.

Learn more about home loans or Apply now.

We Empower our members

Upcoming UFCU Events
  • Feb 21 Feb 21 Investment Basics

    UFCU Plaza Event Center

  • Feb 27 Feb 27 Life Insurance Basics

    Brodie Financial Center

  • Mar 02 Mar 02 Shred Day

    N Guadalupe Financial Center

See all events

Federal Government Shutdown

If you have experienced a loss of income due the federal government shutdown, we want you to know that we're here to help.

Learn More

TurboTax2018 (Content Block - 336x147)

Save up to $15 on TurboTax®

File your taxes the smarter way and save! TurboTax offers UFCU Members a discount of up to $15.

Get Started and Save

Four Reasons to Focus on Saving over Spending

Prioritizing saving doesn’t mean you can’t spend money. It just means you’re mindful of where your money goes so you can benefit from it in the future.

Read More Prioritizing Saving

Update your contact information

In order to serve you in the best way possible, we strongly encourage you to maintain accurate contact information with UFCU. If you’ve moved, changed your phone number, or updated your email address; be sure to let us know.

Learn How

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FINANCIAL ADVICE

  • Establish Your Finances
  • Manage Your Finances
  • Understand Your Credit
  • Buy & Own a Car
  • Buy & Own a Home
  • Insure Your Home & Property
  • Invest & Save
  • Conquer Financial Challenges
  • Be a Wise Consumer
  • Prioritize Your Security

ABOUT UFCU

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University Federal Credit Union

PO Box 9350, Austin, TX 78766-9350
Routing Number: 314977405

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