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Alert!
alert:

All UFCU locations will be closed Mon, May 28, 2018 for Memorial Day. Read more

Alert!
alert: Mobile Banking users continue to experience intermittent issues. You may access your accounts via Online Banking, Phone Banking, or any Financial Center.

Checking Accounts

Find Freedom in Everyday Finances with UFCU

Free Checking

$25 to open

$0 monthly fee

$1 ATM transaction fee waived for Austin and Galveston Alliance ATMs

$1,000 ATM daily cash limit

Plus Checking

$2,500 in combined balances*

$10 monthly fee if combined month-end balances fall below $2,500*

$1 ATM transaction fee waived for Austin and Galveston Alliance ATMs

$1,000 ATM daily cash limit

Monthly dividends at .01% APY

Premium Checking

$10,000 to open

$15 monthly fee if average daily balance falls below $10,000

$1 ATM transaction fee waived for Austin and Galveston Alliance ATMs

$1,500 ATM daily cash limit

Monthly dividends at .05% APY

Teen Checking

$25 to open

$0 monthly fee

$1 ATM transaction fee waived for Austin and Galveston Alliance ATMs

$500 ATM daily cash limit

Monthly dividends at 2.10% APY

Checking, the Credit Union Way

At University Federal Credit Union, you’re a partner, not an account number. Excellent customer service is the cornerstone of all our checking accounts, along with free features and benefits:

  • Instant-issue VISA® debit/check card
  • 24/7 account access with secure online banking
  • Worry-free mobile banking with account alerts
  • Easy online bill pay
  • Automated eStatements
  • Free access to cash at over 300 UFCU and Credit Union Alliance ATMs

More UFCU Member Services

Instant Card-Carrying Membership

Leave the checkbook behind—get your free VISA® debit/check card issued on the spot when you open a checking account with UFCU.

  • Accepted everywhere VISA® debit cards are accepted
  • Free access to cash from over 300 UFCU and Credit Union Alliance ATMs
  • Use at non-UFCU ATMs for a minimal $1 fee
  • No annual fee or interest charges
  • No transaction fee for point-of-sale purchases
  • Verified by VISA® (Learn More or Activate Your Card)

Interested in a UFCU credit card?

Branch Out with Online Banking

View and download account info and transactions, pay bills for free, and transfer money, 24 hours a day.

Learn more

Know Where Your Money Is

Stay on top of spending and keep your accounts secure. Sign up for UFCU Account alerts or register your VISA® debit card for Visa Purchase Alerts. These are free services that couldn’t be simpler: You provide your contact information. You define the criteria that triggers an alert. You stay informed.

Enroll Now


* Savings, Checking, Money Market, Certificates of Deposit, and IRA Accounts combined under one account number.

APY = Annual Percent Yield

Order Checks

OrderMyChecks.com
UFCU routing number 314977405

Stay balanced

Use this calculator to reconcile your checking account.

Period end date
 
Balance on last statement
$
   
Total deposits since last statement
$
   
Outstanding Checks
In your check register mark all checks paid. To the right, list checks outstanding not yet charged to your account.
Check #
Amount
 
$
 
+ Add another check
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