Credit Shouldn’t Be Complicated

Enjoy the same APR for purchases and cash advances, no over-the-limit fees, and 100% liability protection on fraudulent activity.

A Card Designed Just for You

Choose from unique designs to personalize your Great Rate card, plus additional options exclusively for alumni of St. Edwards University® and Wheatsville Co-op members.

360 BridgeUT TowerElissaPrideSt. Edward’s University Alumni AssociationWheatsville

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Credit-Worthy Rates

Your Credit Excellent Good Average Fair Marginal Poor /
No Score
Annual Percentage Rate (APR) 8.49% 11.49% 13.49% 17.49% 17.90% 17.90%

APR = Annual Percentage Rate

* Based on your credit and risk score

How Much Is Your Debt Costing You?

Use this handy tool to calculate how long it will take you to pay off your debt.


Earn More on Everyday Purchases
UFCU Cash Back Credit Card

Simplify the Way You Shop
Use your UFCU card to pay online or with the touch of your finger from your device.
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