Financial Advice

Buy & Own a Home

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    Buy & Own a Home

    Five Home Organization Ideas – Inspiring, Space-Clearing Tips

    You’ve heard of spring cleaning. But every season has its reason to let go and live free of clutter. So here’s to minimizing in order to maximize your life, your productivity, and your time spent with those you love.

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    Buy & Own a Home

    Ready to Buy a Home? Here’s What Not to Do

    You’ve heard all the advice about what to do to prepare, but there’s more to it than that. Before you begin looking at homes and negotiating a contract, you should know about some moves that could significantly hurt your chance of getting that home loan. Here are three things not to do when a new home purchase or even a refinance is in your future.

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    Buy & Own a Home

    Four Priorities for Finding Your First Home Faster

    Ready to buy your first home? Consider these four search priorities to find your first home faster.

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    Buy & Own a Home

    Buy or Rent? 10 Questions to Help You Decide

    Are you trying to decide between renting and buying? Consider these 10 personal and financial questions before you decide.

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  • First Time Home Buyers
    Buy & Own a Home

    Five Tips for Today’s Home Buyers

    Are you getting ready to buy a home? If you’re planning on buying a home, whether or not it’s your first, here are five helpful tips for today’s home buyer.

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    Buy & Own a Home

    5 Ways to Up the Coziness in Your Home

    You can tell when a house has been loved. There’s a feeling of warmth inside and out, a sense that things are cared for and appreciated. What are some practical, easy tips for creating great-feeling spaces and refreshing the ambiance in your home?

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    Buy & Own a Home · Understand Your Credit

    What’s the Ideal Credit Score for Home Loans?

    Used wisely, credit can be an excellent tool for helping you achieve your financial goals. To help put you on that path, we’ve collected some of the questions our representatives are asked most often, along with the answers.

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  • Reasons Owning a Home is Better
    Buy & Own a Home

    Four Reasons Why Owning Is Better than Renting

    If you’re ready to settle down for the long-term, buying a home is often a wise choice. You get more for your money, you can set down roots, and you build equity over time, which often results in a sound, long-term financial investment.

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    Buy & Own a Home

    Buy Successfully in a Sellers’ Market

    We’ve all heard the term sellers’ market, but what is it? Take advantage of our top 10 list of tips to help you buy a home, in spite of a market that isn’t leaning your way.

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    Buy & Own a Home

    Finding or Financing? What Comes First?

    It’s easy to get excited about shopping for your next home, but without knowing what you can afford, you could waste valuable time and miss out on great opportunities. Getting prequalified for your mortgage can speed your home search and improve your chances that your offer will be accepted.

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    Buy & Own a Home

    Busting the 20% Down Myth

    It’s no longer a hard and fast rule that you need to save 20% before you can buy a home. In today’s mortgage environment, you can buy a home with as little as 3% down.

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    Buy & Own a Home

    Five Design Ideas For Central Texas Backyards

    With around 230 sunny days a year, outdoor living is a way of life in Central Texas. That’s why Central Texas homeowners never dream small when it comes to our backyards.

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    Buy & Own a Home

    Five Family Nights to Love in Your New Home

    When you open the door to your new family home, you open the door to a new era of family memories. That means countless living room laughs, fun-filled birthday parties, and of course, unforgettable evenings with your favorite people. ​

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    Buy & Own a Home

    Qualifying for Special Home Loans

    Did you know there are special loan programs just for veterans and community heroes? These special loan programs can provide significant savings for qualified applicants.

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    Buy & Own a Home

    Five Themes for the Spare Bedroom of Your Dreams

    While that spare room offers a blank canvas for entertainment and rejuvenation, it’s also a ripe opportunity to roll in some extra dough.

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    Buy & Own a Home

    Four Crucial Questions to Ask Before Buying a Home

    Ask yourself these four crucial questions before you commit to buying a home.

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    Buy & Own a Home

    Why First-Time Home Buyers Need an Agent

    Hiring a real estate agent is a very wise decision for first-time home buyers. Consider these five reasons why.

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    Buy & Own a Home

    Making Home Ownership a Reality

    UFCU staff and referral partners worked together to help 2,993 Members buy or refinance a home in 2016. Learn why the Austin Business Journal has named UFCU Mortgage Services the largest mortgage lender in Austin for two consecutive years now.

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    Buy & Own a Home

    Are You Ready for Home Ownership? Four Ways to Know

    It’s not always obvious for first-time home buyers when the time is right to make that big purchase. If home ownership is something you’re working toward, here are four ways to know if you’re really ready.

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    Buy & Own a Home

    Home Ownership — The American Dream Lives On

    While the housing crisis did impact the desire to own a home, it did not have a long-term effect. The American dream of owning a home lives on.

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