Financial Advice

Invest & Save

TOPICS

  • RiskTolerance_web_thumbnail_250x250
    Invest & Save

    Understanding Risk Tolerance

    In these uncertain times, we have witnessed many changes in the stock market. How you react to these changes can reveal the type of investor you are, and the amount of risk you are willing to tolerate in your investments.

    Read More

  • NewSpendingPackage_web_thumbnail_250x250
    Invest & Save

    New Spending Package Includes Sweeping Retirement Plan Changes

    The SECURE Act may have the largest impact on retirement planning since the Pension Protection Act of 2006. Many provisions offer enhanced opportunities for individuals and small business owners, but there is one notable drawback for investors with significant assets in traditional IRAs and retirement plans.

    Read More

  • Baby
    Invest & Save

    How to Invest* for Your New Baby

    There’s one item on your to-do list after a baby is born that should be automatic: opening a savings account for their future. Here are three ways you might get started.

    Read More

  • PayYourselfFirst_web_thumbnail_250x250
    Invest & Save

    Pay Yourself First!

    Take a deep dive into what it means to pay yourself first, and how you can achieve this goal consistently.

    Read More

  • AreYouReadytoRetire3Qs_web_thumbnail_250x250
    Invest & Save

    Are You Ready to Retire? Ask Yourself These Seven Questions

    If you are thinking of retiring, take this retirement readiness test.

    Read More

  • Family
    Invest & Save

    Five Reasons to Consider Life Insurance

    Life insurance is more than just a way to pay the bills if something happens to you. Consider these five reasons to get life insurance.

    Read More

  • DoesaMoneyMarketMakeSense_web_thumbnail_250x250
    Invest & Save

    Does a Money Market Make Sense for You?

    What is a money market account, and does one have a place in your financial plan? Find out if money markets can make sense, and cents, for you.

    Read More

  • Piggy bank
    Invest & Save · Manage Your Finances

    Four Easy Ways to Save Money

    Have you mastered the skill of saving money? Consider these four tips for building up your savings.

    Read More

  • How to Invest for the Very First Time
    Invest & Save

    How to Invest for the Very First Time

    The world of investing can be overwhelming to those who are new to it. Consider these tips for getting started.

    Read More

  • UFCU members go over some financial papers.
    Invest & Save

    Why Investing is Important at Every Age

    You’re never too young or old to start investing. The truth is investing is important at every age. Consider these three reasons you might learn to invest, regardless of your birthdate.

    Read More

  • PayingforUnplannedMedicalExpenses_web_thumbnail_250x250
    Invest & Save

    Paying for Unplanned Medical Expenses

    Unexpected medical events can result in costly out-of-pocket expenses. If unforeseen medical costs are in your realm of possibility, consider these six simple steps to position yourself for the future better.

    Read More

  • ReduceHealthCareCostsRetirement_web_thumbnail_250x250
    Invest & Save

    Help Reduce Healthcare Costs in Retirement

    Healthcare costs can be substantial in retirement, even with Medicare coverage. But there are steps you can take before and during your retirement years to help you reduce healthcare expenses. Read these 5 tips.

    Read More

  • ThreeWaysNewParentsCanSaveMoney_web_thumbnail_250x250
    Be a Wise Consumer · Invest & Save

    Three Ways New Parents Can Save Money

    When you have a baby, it’s easy for expenses to add up. But not all of the typical baby expenses are necessary. If you’re looking for ways to tighten your budget, consider these three expenses that many new parents might categorize as nonessential.

    Read More

  • GetSavingsSavvy_web_thumbnail_250x250
    Invest & Save

    Get Savings Savvy

    One of the great benefits of being a UFCU Member is having access to a wide range of savings options. But how do you know which strategy is best for you? Here’s a primer on UFCU savings options to help you make the most of your investments.

    Read More

  • ShouldYouBuyLongTermCareInsurance_web_thumbnail_250x250
    Invest & Save

    Should You Buy Long-Term Care Insurance?

    It can be a difficult topic to discuss, but it’s something that many of us will have to grapple with at some point, if not for ourselves, for a loved one. The longer you live, the greater your chances of needing some form of long-term care.

    Read More

  • Invest & Save

    How to Explain the Value of Money to Kids

    When you’re ready to talk to your kids about large sums of money, remember three key points as you consider their responses — perspective, priorities, and practice.

    Read More

  • Invest & Save

    How to Explain Budgeting to Kids

    Once your child masters the basic concepts of money and how to save it, they might be ready to approach the notion of a savings plan. Here are three simple steps to their first budget.

    Read More

  • Invest & Save

    How to Explain Saving to Kids

    Saving money is easier said than done. It’s a learned behavior, and something that many adults struggle with, regardless of their financial situation. Start talking to your kids as early as possible. And for those of us who are no longer kids, it’s never too late to start saving.

    Read More

  • Invest & Save

    How to Explain Money to Kids

    Money is a pretty complex concept, if you think about it. We recommend talking to children about money at a young age, to set them on a journey to financial well-being sooner rather than later.

    Read More

  • RelationshipsCanLastaLifetime_web_thumbnail_250x250
    Invest & Save

    Relationships Can Last a Lifetime

    Your financial advisor might not be the first person who comes to mind when you think about long-lasting relationships. But, why not? Here are three keys to establishing a lifelong relationship with your financial advisor.

    Read More